If you’ve been reading financial advice columns for a while, you probably know it’s a good idea to get some help from an accountant or financial advisor if you need one.
If you don’t have anyone in your life who can help you manage your money, though, how do you go about finding the right person to assist you? You may not have many acquaintances who are financial advisors or CPAs, but that doesn’t mean there aren’t people out there willing and able to give you the guidance and assistance that you need.
We’ll take a look here at some ideas on how to ask for financial advice without feeling embarrassed.
Ask Your Friends First
First and foremost, you should ask your friends if they know anyone who can help you out. Some of your closest buddies could be CPAs or financial advisors themselves, or have a friend or colleague who does. The best way to do this is to be direct and straightforward about what you’re looking for.
You’re not asking them for money or charity; you’re asking for advice. You may want to make it clear that you’d be willing to pay them for their time, or that they would be doing you a favor by taking you on as a client. If you live in a mazoji bendrija with them, this idea is the perfect one for you.
Network and Check References
If you come up empty trying to find someone through your social network, you can always try to network some more. Ask people in your field for recommendations, or try reaching out to people in your industry who you don’t know personally.
You can also check the references of anyone you’re considering hiring. There are a few ways you could do this.
First, let them know you’ll be checking their references. Then, when you’re done working with them, you can let the people they worked with know how it went.
Hire a Registered Financial Advisor
If your needs are fairly straightforward, like putting together a retirement plan, a registered investment advisor might be your best bet. RIA’s are people who can help you manage your investments and put together a financial plan, but they’re not accountants or financial planners.
They won’t be able to help you with taxes or insurance, for example. If you hire a financial advisor, make sure to ask them about their process.
